Stillwater, NY 12170 · Saratoga County

This 1900-square-foot colonial, built in 1828, sits in the heart of Stillwater village within steps of the Hudson River and near local parks. The three-bedroom, one-and-a-half-bath home features flexible spaces including a bonus room and three-season room, first-floor laundry, and a fenced yard with patio. Stillwater offers waterfront access, proximity to Saratoga Battlefield and Saratoga Lake, and enrollment in Stillwater Central School District, which operates PreK through 12 on a single campus. No homeowners association.
Village charm, Hudson River access, and a layout full of potential -- welcome to Stillwater. This 3 bedroom, 1.5 bath colonial sits in the heart of the Village of Stillwater, just steps from the Hudson River and close to parks and school. At 1,900 sq ft the layout is generous and flexible with a bonus room that could easily serve as a fourth bedroom, and a 3-season room that extends your living space into the warmer months. A fenced yard with patio rounds out the outdoor space. First floor laundry, a paved driveway, and a new front porch add practical convenience. The home has good bones and spacious rooms throughout -- a canvas ready for the next owner to put their own stamp on and build equity in one of the region's most charming villages. The Village of Stillwater is one of those quietly special places -- a tight-knit community with the Hudson River nearby, close to Saratoga Springs, the Battlefield, and everything the region has to offer.
The price signals we can read on this listing today. For a true sense of value against recent Stillwater sales, Sharon will pull the comparable closings and walk you through them.
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Ask Sharon for the comps33 facts pulled straight from the MLS listing.
Tax estimated at the Saratoga County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
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The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Stillwater is in Saratoga County, NY. There are currently 31 active listings here, ranging from $110,000 to $3,250,000. Listings in this address fall under the Stillwater school district. Priced 26% below the Stillwater median of $375,000.
See Sharon's Stillwater community guideSharon represents buyers for this property. Your tour, offer, and inquiries go through her, not the listing brokerage.
KW Platform · Listed by Scott P Varley (3552)
Contact: 518-281-6808
MLS #202625931 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Real numbers from current MLS data. Not a third-party estimate.
Activity across 3 MLS listings of this property.
Public assessment record for the Stillwater roll · Stillwater school district · One Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $133,000 | $223,529 | +5.9% |
| 2024 | $133,000 | $211,111 | +6.3% |
| 2023 | $133,000 | $198,507 | +13.4% |
| 2022 | $133,000 | $175,000 | +13.2% |
| 2021 | $133,000 | $154,651 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-11. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.