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It is one of the biggest decisions you will ever make. Real tools. Real local programs. A real person on the phone when you have a question.
Six steps. We move at your pace, not anyone else's.
Talk to a lender before you start shopping. Pre-approval tells you exactly what you can afford and signals to sellers that your offer is serious.
Location, schools, yard size, commute. What truly matters? We'll separate must-haves from nice-to-haves so the search stays focused.
I'll set up custom searches, schedule showings around your calendar, and help you see past staging to the bones of the home.
Found the one? I'll structure a competitive offer using comps, market data, and a decade of negotiating experience.
I'll line up inspectors, walk through results with you, and negotiate repairs or credits. No surprises waiting for you at closing.
I'll walk every closing document with you, coordinate with the attorney and lender, and hand you the keys. Welcome home.
Pick a calculator. Move the sliders. Math updates as you go. No email signup, no gating.
Estimates only. Real numbers will be different. Get a lender quote before deciding anything.
You may qualify for one of these, even if you think you don't. The lender will run the math; Sharon will help you understand what each one actually means for your offer and your monthly.
Don't see your situation here? Tell Sharon. There are programs for first-responders, teachers, USDA Direct, FHA 203(k) renovation loans, and more. The right fit depends on your specifics.
Buying your first home is a big deal. I will explain everything in plain English, answer every question (no matter how "basic" you think it is), and make sure you feel confident at every step. No pressure, no rush. Your timeline is the timeline.
* Rates, percentages, day counts, and tax figures shown above are general guidance only. They change frequently and vary by lender, county, school district, loan program, and individual circumstance. They are NOT a quote, an offer of credit, tax advice, or legal advice. Confirm current numbers with a licensed lender, attorney, and your real estate agent before making any decision.
We relocated back to Clifton Park from Cincinnati. We intended to rent first, and a rental division referred us to an agent, but she had an injury and Sharon Fronk showed us properties. Sharon is great! A true professional who acts with integrity even when there are difficult…
We cannot say enough good things about Sharon, always there with you from the first day to the closing. Sharon would go above and beyond to make every transaction smooth and organized. Very patient and professional, easy to work with. We highly recommend if you're looking for…
Sharon was great! Last year we tried to purchase another home. We had met Sharon at an open house. We went through a lot with the property we were interested in; the sellers were extremely difficult to deal with, and Sharon navigated us through it. Even though last year's deal…
A 15-minute conversation usually answers more questions than an hour of reading. There is no obligation, no pressure. Just real talk about whether the timing is right for you.