Waterford, NY 12188 · Saratoga County

This 1880 Victorian on Waterford's historic Mansion Row spans 2,050 square feet with six bedrooms and 1.5 baths across two levels, plus two unheated bonus rooms and attic space offering substantial renovation potential. Original ornate woodwork and architectural details remain intact throughout, complemented by hardwood floors, crown molding, and a working kitchen with butler's pantry that opens to a formal dining room with pocket doors. The property sits on 0.19 acres with shared driveway access and off-street parking, while the fenced rear yard allows flexibility for additional parking or garden space. Located minutes from the Mohawk and Hudson Rivers, local shops, dining, and services, this home is in the Waterford Central school district and carries no HOA fees.
Calling all inventors, handy home owners and/or rehab loan candidates, here is your chance to use your creativity and vision to make this home shine again. This historic home on Waterford's Mansion row offers beautiful ornate original and undisturbed Victorian woodwork rarely found today and endless potential for the right buyer. Other features include a roomy working kitchen with butlers pantry and breakfast bar which open to the formal dining room with working pocket doors and half bath. Due to a recent injury, the living room is currently being used as a bedroom. The second level features a full bath and 4 good size bedrooms. Additionally, this stately home has two additional bonus rooms, currently unheated, that could be renovated back into additional bedrooms for a total of 6, or an office, exercise room or a studio. The walk up attic offers even more space to finish off if you need a rec room, media room or just use it for storage. There is a shared driveway and off street parking for 2 , but the rear fenced yard could be reconfigured for another 2 parking spots, while still leaving room for a garden and some green space. You really need to see this home to appreciate the unmatched character and warmth that harkens back thoughts of simpler days gone by. Located just minutes from both the mohawk and Hudson rivers, stores, shops, dining and, of course, low Saratoga County taxes. Unfortunately, this home not meet FHA financing guidelines without a 203K rehab loan. Only serious, reasonable offers will be entertained.
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The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Waterford is in Saratoga County, NY. There are currently 22 active listings here, ranging from $35,000 to $1,100,000. Listings in this address fall under the Waterford-Halfmoon school district. Priced 21% below the Waterford median of $279,450.
See Sharon's Waterford community guideSharon represents buyers for this property. Your tour, offer, and inquiries go through her, not the listing brokerage.
518 Realty.Com Inc · Listed by Tracy L Fraim (4588)
Contact: 518-339-4395
MLS #202625989 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Real numbers from current MLS data. Not a third-party estimate.





Every change captured by Global MLS since this listing went live.
Public assessment record for the Waterford roll · Waterford-Halfmoon school district · One Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $150,000 | $217,391 | +8.7% |
| 2024 | $150,000 | $200,000 | +6.7% |
| 2023 | $150,000 | $187,500 | +5.0% |
| 2022 | $150,000 | $178,571 | +10.7% |
| 2021 | $150,000 | $161,290 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-11. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.