Stillwater, NY 12170 · Saratoga County

This 1857 triplex sits on 0.40 acres of Hudson riverfront in Stillwater, offering four bedrooms and three bathrooms across 2,213 square feet. The property includes off-street parking, a basement, and direct water access with potential for a boat dock, a rare feature at this price point. Built into a landscape protected by a 2006 retaining wall, the home is within the Stillwater school district and near Saratoga Lake, the Saratoga Battlefield, and local parks. The investment opportunity combines multi-unit income potential with location advantages in a town known for outdoor recreation and historic significance.
Opportunity to own a 3-unit investment property in the highly desirable Stillwater area. The spacious lot features off-street parking and a retaining wall installed in 2006 to help protect against erosion. Enjoy direct water access with the potential to build a small boat dock, creating a unique amenity rarely found at this price point. Known for excellent bass fishing, this location is a favorite among outdoor enthusiasts. Conveniently located near local amenities, schools, parks, and all that Saratoga County has to offer, this property combines investment potential with an attractive lifestyle setting. Whether you're looking to expand your portfolio or pursue your next project, this is an opportunity you won't want to miss. Property sold as is. Cash Only. All information to be verified as buyer due diligence.
The price signals we can read on this listing today. For a true sense of value against recent Stillwater sales, Sharon will pull the comparable closings and walk you through them.
Curious whether this home is priced right for the neighborhood?
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The price signals we can read on this listing today. For a true sense of value against recent Stillwater sales, Sharon will pull the comparable closings and walk you through them.
Curious whether this home is priced right for the neighborhood?
Ask Sharon for the compsTax estimated at the Saratoga County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
Get pre-approved →A free, personalized valuation from Sharon based on real local sales, not an automated estimate.
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The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Stillwater is in Saratoga County, NY. There are currently 26 active listings here, ranging from $110,000 to $3,250,000. Listings in this address fall under the Stillwater school district. Priced 57% below the Stillwater median of $345,000.
See Sharon's Stillwater community guideWho holds this listing, and where the data comes from.
Sharon represents buyers for this property. Your tour, offer, and inquiries go through her, not the listing brokerage.
Howard Hanna Capital Inc · Listed by Kayla Mooney (34395)
Contact: 518-477-0455
MLS #202619932 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Real numbers from current MLS data. Not a third-party estimate.
Every change captured by Global MLS since this listing went live.
Public assessment record for the Stillwater roll · Stillwater school district · Three Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $112,000 | $188,235 | +5.9% |
| 2024 | $112,000 | $177,778 | +6.3% |
| 2023 | $112,000 | $167,164 | +13.4% |
| 2022 | $112,000 | $147,368 | +13.2% |
| 2021 | $112,000 | $130,233 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-18. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.