Cobleskill, NY 12043 · Schoharie County

This 5,815-square-foot mixed-use property in the Village of Cobleskill combines commercial space on the ground floor with a studio apartment upstairs, offering flexibility for owner-occupant operations, entrepreneurial ventures, or investment purposes. Built in 1908 and located on Everett Street near Main Street, the property sits within walking distance of shops, dining, professional services, and SUNY Cobleskill, with Interstate 88 access to the Schoharie Valley and Capital Region. Cobleskill's recreational offerings include Howe Caverns, Secret Caverns, Settles Mountain Nature Preserve, and Iorio Park, along with local community events and dining throughout the village.
Discover the possibilities at 115 Everett Street, Cobleskill, NY, a versatile mixed-use property offering an exciting opportunity for an owner-user, entrepreneur, or investor right within the Village of Cobleskill. One of the property's standout features is the studio apartment upstairs, adding valuable residential space to the commercial potential below. Whether you're looking for the convenience of living and working in the same location, envisioning space for a business with additional income potential, or searching for a flexible investment property, this unique setup opens the door to a variety of possibilities. The location is another major advantage. Situated within Cobleskill, you're close to Main Street, shopping, restaurants, professional services, SUNY Cobleskill, and everyday conveniences, while I-88 provides easy access to the surrounding Schoharie Valley and Capital Region. There's plenty to enjoy nearby as well. Explore the underground wonders of Howe Caverns and Secret Caverns, spend the day hiking and taking in the views at Settles Mountain Nature Preserve, enjoy outdoor recreation at Iorio Park, or experience the shops, restaurants, and community events that make Cobleskill a vibrant small-town destination. With its mixed-use potential, upstairs studio apartment, and convenient in-town location, 115 Everett Street offers the flexibility to bring your business, investment, or live-work vision to life in the heart of Cobleskill.
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Ask Sharon for the comps27 facts pulled straight from the MLS listing.
Tax estimated at the Schoharie County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
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Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Cobleskill is in Schoharie County, NY. There are currently 19 active listings here, ranging from $79,900 to $950,000. Listings in this address fall under the Cobleskill-Richmondville school district. Priced 44% below the Cobleskill median of $319,000.
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Country Boy Realty · Listed by Harold J Loder (29501)
Contact: 518-231-2120
MLS #202625825 · Source: Global MLS, Inc.
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Real numbers from current MLS data. Not a third-party estimate.





Every change captured by Global MLS since this listing went live.
Public assessment record for the Cobleskill roll · Cobleskill-Richmondville school district · One Story Small Structure - Multi occupant
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $74,700 | $152,449 | +11.8% |
| 2024 | $74,700 | $136,314 | +4.0% |
| 2023 | $74,700 | $131,053 | +12.3% |
| 2022 | $74,700 | $116,719 | +12.5% |
| 2021 | $74,700 | $103,750 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
FEMA Zone AE: high flood risk
Inside the 1% annual-chance floodplain (Special Flood Hazard Area). Lenders generally require flood insurance on a mortgaged home here; ask for the elevation certificate.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-10. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.