Gloversville, NY 12078 · Fulton County

This 2,804-square-foot duplex on a corner lot in Gloversville offers two independently configured units, each approximately 1,400 square feet with its own heating system and gas fireplace. Built in 1992, the property includes a finished loft space with bar setup and half bath, front and side porches, and a detached three-car garage with separate driveways for each unit. Located in the Gloversville Central school district in Fulton County at the southern edge of the Adirondacks, this configuration provides options for owner-occupant use with rental income potential or multi-household living arrangements. No HOA fees apply.
Set on a commanding corner lot of nearly a third of an acre, this two-unit residence offers a scale and level of finish that distinguishes it from anything the Gloversville market has previously delivered. Each unit spans a generous 1,400 square feet, giving both households room to live well and live separately. The finished attic loft is a standout feature in its own right, appointed with a private bar, mini refrigerators, a discreet prep sink, and a half bath. It is a space built for entertaining, unwinding, or simply enjoying a level of privacy rarely found in multi-unit properties. Each residence is warmed by baseboard heat drawn from its own dedicated boiler, ensuring full independence between units, and each is anchored by a gas insert fireplace that brings both ambiance and efficiency to the living space. Every bathroom is fitted with a bidet, a thoughtful touch that speaks to the property's overall attention to comfort and quality. Outside, the home presents front and side porches for quiet mornings and evening company, along with a three-car garage that accommodates vehicles, storage, or a workshop. Separate driveways and independent laundry for each unit preserve the sense of privacy that makes this property equally suited to an owner-occupant seeking rental income or an extended family wanting closeness without compromise. Properties of this caliber, scale, and configuration surface rarely in Gloversville. This is an opportunity to own something genuinely distinctive.
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Tax estimated at the Fulton County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
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The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Gloversville is in Fulton County, NY. There are currently 106 active listings here, ranging from $10,000 to $1,399,999. Listings in this address fall under the Gloversville school district. Priced 82% above the Gloversville median of $179,000.
See Sharon's Gloversville community guideSharon represents buyers for this property. Your tour, offer, and inquiries go through her, not the listing brokerage.
Krutz Properties LLC · Listed by Harlan Mangulis (333449)
Contact: 518-866-9187
MLS #202625655 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Real numbers from current MLS data. Not a third-party estimate.
Every change captured by Global MLS since this listing went live.
Public assessment record for the Gloversville roll · Gloversville school district · Two Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $99,100 | $153,954 | +7.9% |
| 2024 | $99,100 | $142,713 | +9.9% |
| 2023 | $99,100 | $129,814 | +16.6% |
| 2022 | $99,100 | $111,348 | +12.4% |
| 2021 | $99,100 | $99,100 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-09. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.