Schenectady, NY 12306 · Schenectady County

This duplex in Schenectady's Bellevue neighborhood offers two units with separate utilities, providing flexibility for owner-occupancy or investment purposes. The first floor is ready for immediate move-in, while the second floor has an established tenant. The property includes a detached one-car garage with loft space, off-street parking, a fenced yard, and a full unfinished basement. Built in 1900 with 1,740 square feet across 4 bedrooms and 2 bathrooms, this home sits in the heart of the Electric City near Union College and the revitalized downtown with its cultural venues and historic character.
Cozy Bellevue area 2 family home, perfect for owner occupant who wants immediate income or investor looking to expand their portfolio. 1st floor unit is ready for immediate occupancy, while 2nd floor has a tenant in place. Separate utilities, off street parking, privacy fenced yard and oversized 1 car garage with loft add to the appeal of this conveniently located property.
The price signals we can read on this listing today. For a true sense of value against recent Schenectady sales, Sharon will pull the comparable closings and walk you through them.
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The price signals we can read on this listing today. For a true sense of value against recent Schenectady sales, Sharon will pull the comparable closings and walk you through them.
Curious whether this home is priced right for the neighborhood?
Ask Sharon for the compsTax estimated at the Schenectady County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
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The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Schenectady is in Schenectady County, NY. There are currently 208 active listings here, ranging from $19,000 to $156,200,000. Listings in this address fall under the Schenectady school district. Priced 21% below the Schenectady median of $284,500.
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Re Max Capital · Listed by Faith H Adamec (24989)
Contact: 518-378-9149
MLS #202626561 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Real numbers from current MLS data. Not a third-party estimate.





Activity across 2 MLS listings of this property.
Public assessment record for the Schenectady roll · Schenectady school district · Two Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $98,100 | $162,444 | +13.3% |
| 2024 | $98,100 | $143,316 | +15.4% |
| 2023 | $98,100 | $124,177 | +3.8% |
| 2022 | $98,100 | $119,634 | +10.6% |
| 2021 | $98,100 | $108,159 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-21. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.