Amsterdam, NY 12010 · Montgomery County

This 1,900-square-foot home at 81 James Street was originally built as a two-family property and has been reconfigured into a three-bedroom, two-bath single-family residence, though it retains the flexibility to revert to a duplex layout if desired. The first floor contains a kitchen, living room, family room, and full bath, while the second floor includes a sunroom, three bedrooms, and another bathroom. A basement laundry area serves both levels, and a walk-up attic offers storage with potential for additional finished space. Amsterdam, a Mohawk Valley city, features the new Mohawk Valley Gateway Overlook pedestrian bridge and Riverlink Park with free summer programming, alongside off-street parking and a one-car garage on the property.
Welcome to 81 James street in Amsterdam, NY! This spacious 1,900 square foot home offers versatility and comfort of a three-bedroom, two bath residence. Previously a two-family property, the home has been converted into a single-family layout providing plenty of room for everyday life, entertaining and relaxation. Home could easily be reverted back to a two family also for an income based property. The first floor features a kitchen, living room, family room, foyer, full bath offering multiple gathering spaces. If needed two spaces could be converted back to bedrooms. Upstairs you will find a second family /living room area, three bedrooms, a bathroom and also a sunroom. On this floor one of the bedrooms could be converted back to a second kitchen area. A walk-up attic provides additional storage and the potential to create finished living space, a home office or hobby area. Laundry area is in basement and can easily be accessed by both floors. Home includes off street parking and a one car garage. Book your showing today to see all the potential this beautiful home has.
The price signals we can read on this listing today. For a true sense of value against recent Amsterdam sales, Sharon will pull the comparable closings and walk you through them.
Curious whether this home is priced right for the neighborhood?
Ask Sharon for the comps34 facts pulled straight from the MLS listing.
The price signals we can read on this listing today. For a true sense of value against recent Amsterdam sales, Sharon will pull the comparable closings and walk you through them.
Curious whether this home is priced right for the neighborhood?
Ask Sharon for the compsTax estimated at the Montgomery County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
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The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Amsterdam is in Montgomery County, NY. There are currently 93 active listings here, ranging from $15,000 to $879,999. Listings in this address fall under the Amsterdam school district. Priced 35% above the Amsterdam median of $199,999.
See Sharon's Amsterdam community guideSharon represents buyers for this property. Your tour, offer, and inquiries go through her, not the listing brokerage.
Schermerhorn Realty Group LLC · Listed by Sara J Hillis (50525)
Contact: 518-421-3216
MLS #202626022 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Real numbers from current MLS data. Not a third-party estimate.





Activity across 2 MLS listings of this property.
Public assessment record for the Amsterdam roll · Amsterdam school district · Two Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $38,000 | $111,765 | +14.7% |
| 2024 | $38,000 | $97,436 | +10.3% |
| 2023 | $38,000 | $88,372 | +16.3% |
| 2022 | $38,000 | $76,000 | +20.0% |
| 2021 | $38,000 | $63,333 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-12. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.