Amsterdam, NY 12010 · Montgomery County

This new construction ranch at Settlers Crossing offers 1,250 square feet on a single floor with three bedrooms, two bathrooms, and a full basement. The home features an open layout connecting the kitchen, dining, and living areas, plus a primary suite with its own bath and two additional bedrooms suitable for guests or a home office. Built for energy efficiency with all-electric systems, ENERGY STAR appliances, and high-performance insulation, it will be ready within 90 days. Located in Amsterdam, a Mohawk Valley city revitalizing around its striking waterfront, this home is offered through New York State's Affordable Homeownership Opportunity Program and is subject to program eligibility requirements.
SPEC - READY WITHIN 90 DAYS. TO BE BUILT. Welcome to Settlers Crossing, a new homeownership community in Amsterdam. This newly constructed ranch offers approximately 1,250 square feet of single-level living with 3 bedrooms, 2 full bathrooms, and a full basement. The open-concept kitchen, dining area, and living room provide a comfortable and functional layout. The primary bedroom includes a private bathroom, while two additional bedrooms offer flexibility for guests or a home office. Built with energy efficiency in mind, the home features all-electric systems, ENERGY STAR appliances, high-performance insulation, and efficient heating and cooling. The full basement provides generous storage and future possibilities. Settlers Crossing is an affordable homeownership program. This home is offered through the New York State Affordable Homeownership Opportunity Program (AHOP) and is intended for qualified homebuyers who meet program requirements set by New York State Homes and Community Renewal (HCR). Buyers must meet income, education, counseling, lender, and program requirements. Purchase price is fixed.
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Tax estimated at the Montgomery County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
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The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Amsterdam is in Montgomery County, NY. There are currently 88 active listings here, ranging from $15,000 to $879,999. Listings in this address fall under the Amsterdam school district. Priced 15% below the Amsterdam median of $199,999.
See Sharon's Amsterdam community guideSharon represents buyers for this property. Your tour, offer, and inquiries go through her, not the listing brokerage.
KW Platform · Listed by Robert L Taylor (23759)
Contact: 518-331-8442
MLS #202622634 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Real numbers from current MLS data. Not a third-party estimate.





Every change captured by Global MLS since this listing went live.
Public assessment record for the Amsterdam roll · Amsterdam school district · Bar
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $72,000 | $211,765 | +14.7% |
| 2024 | $72,000 | $184,615 | +10.3% |
| 2023 | $72,000 | $167,442 | +16.3% |
| 2022 | $72,000 | $144,000 | +20.0% |
| 2021 | $72,000 | $120,000 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-08. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.