Sharon FronkRealtor® · Howard Hanna
LoadingActive
$199,000
610 S Shore Road
Speculator, NY 12164 · Hamilton County
2Beds
2Baths
0.45 acresLot Size
1989Year Built
Est. P&I $1,006/moGet pre-qualified
Single Family 56 days on market
MLS# 202620981 Updated 2 weeks ago
Sharon’s Take
This 1989 two-bedroom, two-bath home on 0.45 acres in Speculator sits in the Lake Pleasant school district with no HOA. The property features a basement, wood-burning stove, and fireplace, with a stone exterior and off-street driveway. Currently zoned single-family, the home was undergoing renovation toward a two-family conversion, and a building permit was issued; however, municipal review of two-family eligibility is ongoing with no approval granted. Buyers should verify directly with the municipality regarding zoning, permitted uses, and any applicable requirements, as denial of two-family status would require completion as a single-family residence.
Sharon Fronk · Howard Hanna Capital Region
About this property
Currently zoned as a single-family residence, this property was under renovation with the intent of creating a two-family dwelling. While a building permit for a two-family conversion was issued, municipal officials are currently reviewing the property's eligibility for approval as a two-family residence; however, no approval has been granted, and there is no guarantee that such approval will be obtained. The property is being sold as a single-family home. Buyers are encouraged to perform their own due diligence with the municipality regarding zoning, permitted uses, approvals, and any requirements that may apply. If two-family approval is ultimately denied, the property may need to be completed as a single-family residence.
Is it priced right?
The price signals we can read on this listing today. For a true sense of value against recent Speculator sales, Sharon will pull the comparable closings and walk you through them.
Days on market
56
Year built
1989
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Ask Sharon for the compsProperty details
20 facts pulled straight from the MLS listing.
Overview
Property TypeSingle Family
Sub-TypeSingle Family Residence
Year Built1989
Days on Market56
StatusActive
MLS Number202620981
ListedJuly 3, 2026
Interior
Bedrooms2
Bathrooms2 full
Interior Features
BasementElectricSlabFireplaceWood Burning Stove
Exterior & Lot
Lot Size0.45 acres
Exterior Features
Off StreetStoneDriveway
Building & Construction
Construction
Tex 11 Siding
Financial
List Price$199,000
Est. Monthly P&I$1,006/mo
Location
CountyHamilton
School DistrictLake Pleasant
Listing Details
Listed ByLisa Swift of Howard Hanna Capital Inc
Data SourceSpark Platform / Global MLS
Last UpdatedAug 10, 2026
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- Start610 S Shore Road, Speculator, NY 12164
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Schools
The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Lake Pleasant
Assigned school district
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
About Speculator, NY
Speculator is in Hamilton County, NY. There are currently 3 active listings here, ranging from $199,000 to $415,000. Listings in this address fall under the Lake Pleasant school district. Priced 5% below the Speculator median of $209,000.
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Sharon represents buyers for this property. Your tour, offer, and inquiries go through her, not the listing brokerage.
Howard Hanna Capital Inc · Listed by Lisa Swift (24043)
Contact: 518-669-1082
MLS #202620981 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.