Charlton, NY 12020 · Saratoga County

This four-bedroom home sits on nearly three acres in Charlton within the Burnt Hills-Ballston Lake Central school district. The 3,284-square-foot residence, built in 1972, features a primary residence plus a separate in-law suite with its own entrance, kitchen, bedroom, and bath. The main house includes a family room, fireplace, wood-burning stove, and kitchen island, with hardwood and laminate flooring throughout. The property offers a detached garage, paved driveway, and wooded grounds, with no homeowner association fees.
Nestled on nearly 3 private acres in the highly sought-after Burnt Hills-Ballston Lake School District, this spacious home offers the perfect blend of comfort, flexibility and country charm. Featuring over 3,200 square feet of living space, this 4-bedroom, 2.5-bath home includes a versatile in-law suite with its own private entrance, kitchen, living area, bedroom and bath--ideal for multi-generational living or guests. Inside you'll find a warm and inviting layout with a fireplace and generous living spaces designed for everyday living and entertaining. The versatile living space offers plenty of room for the family to gather or separate for quiet time. The large living room, enclosed porch, and expansive deck overlook the peaceful grounds. A rare opportunity to enjoy privacy, space and flexibility in one of the area's most desirable locations. Make it your own with a little TLC. Sold as-is.
The price signals we can read on this listing today. For a true sense of value against recent Charlton sales, Sharon will pull the comparable closings and walk you through them.
Curious whether this home is priced right for the neighborhood?
Ask Sharon for the comps31 facts pulled straight from the MLS listing.
The price signals we can read on this listing today. For a true sense of value against recent Charlton sales, Sharon will pull the comparable closings and walk you through them.
Curious whether this home is priced right for the neighborhood?
Ask Sharon for the compsTax estimated at the Saratoga County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
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The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Charlton is in Saratoga County, NY. There are currently 5 active listings here, ranging from $49,900 to $899,999. Listings in this address fall under the Burnt Hills-Ballston Lake CSD school district. Priced near the area median of $499,000.
See Sharon's Charlton community guideWho holds this listing, and where the data comes from.
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Julie Gazetos · Listed by Julie A Gazetos (50324)
Contact: 520-668-5351
MLS #202626357 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Real numbers from current MLS data. Not a third-party estimate.
Activity across 2 MLS listings of this property.
Public assessment record for the Charlton roll · Burnt Hills-Ballston Lake school district · One Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $246,000 | $502,041 | +4.1% |
| 2024 | $246,000 | $482,353 | +7.8% |
| 2023 | $246,000 | $447,273 | +14.5% |
| 2022 | $246,000 | $390,476 | +7.9% |
| 2021 | $246,000 | $361,765 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-17. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.