Sold · listed at $299,000
Waterford, NY 12188 · Saratoga County

This 1982 ranch in Waterford offers three bedrooms and one bathroom in approximately 1,040 square feet on a 0.37-acre lot. The single-level floor plan centers on a living room with gas fireplace, vaulted ceilings, and skylights, alongside an updated kitchen. The property includes a one-car attached garage and outdoor amenities such as an above-ground pool, gazebo, gas fire pit, deck, and shed. Listed in the Waterford Central school district with no HOA.
Welcome home to this beautifully updated ranch offering one level living and exceptional indoor/outdoor living. The spacious living room features a fireplace (gas), skylights, vaulted ceiling,and updated kitchen. This home is move in condition. Step outside to a gazebo, gas firepit, new above ground pool, shed, deck and more. This home is one you won't want to miss.
34 facts pulled straight from the MLS listing.
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The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Waterford is in Saratoga County, NY. There are currently 20 active listings here, ranging from $35,000 to $1,100,000. Listings in this address fall under the Waterford-Halfmoon school district.
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Howard Hanna Capital Inc · Listed by Cindy Taylor (2064)
Contact: 518-421-7517
MLS #202621069 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Real numbers from current MLS data. Not a third-party estimate.





Every change captured by Global MLS since this listing went live.
Public assessment record for the Waterford roll · Waterford-Halfmoon school district · One Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $189,000 | $273,913 | +8.7% |
| 2024 | $189,000 | $252,000 | +6.7% |
| 2023 | $189,000 | $236,250 | +5.0% |
| 2022 | $189,000 | $225,000 | +10.7% |
| 2021 | $189,000 | $203,226 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-13. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.