Sharon FronkRealtor® · Howard Hanna
LoadingActive
$9,900 price cut · was $299,900
$290,000
40 South Street
Waterford Village, NY 12188 · Saratoga County
5Beds
3Baths
3,184Sq Ft
0.11 acresLot Size
1860Year Built
$91Per Sq Ft
Est. P&I $1,466/moGet pre-qualified
Multi-Family 90 days on market
MLS# 202619517 Updated 1 month ago
Sharon’s Take
This circa-1860 duplex in Waterford Village offers two identical units of approximately 1,592 square feet each, providing flexibility as an investment property, owner-occupant arrangement, or potential single-family conversion. Each unit features open-concept kitchens with hardwood floors, tray ceilings, walk-in closets, and built-in details, along with two decks and a fenced lot. The riverfront property sits steps from the Erie Canal and its farmers market and seasonal festivals, with immediate access to outdoor recreation via walking, biking, and boating, plus proximity to RiverSpark and Peebles Island State Park. Currently tenant-occupied, the home includes off-street parking, an unfinished basement, and sits in the Waterford school district with no HOA.
Sharon Fronk · Howard Hanna Capital Region
About this property
Beautiful, spacious up / down Duplex. Both units 1592 sf! Modern, bright, open concept kitchens, hardwood floors, two decks, large fenced lots (split), two off-street parking spaces. Just minutes to RiverSpark, Peebles Island State Park; just steps to Erie Canal waterfront Farmers Market and canal festivals on the promenade. Enjoy the outdoors via walk, bike or boat. Both levels presently long-term tenant occupied. Investment property or owner occupy and let the tenant help you pay your mortgage. Can also be converted to a single-family, so you can occupy the entire space! Come by to see for yourself! Make your appointment today!
Is it priced right?
The price signals we can read on this listing today. For a true sense of value against recent Waterford Village sales, Sharon will pull the comparable closings and walk you through them.
Price per sq ft
$91
Days on market
90
Price reduced
$9,900
from $299,900
Curious whether this home is priced right for the neighborhood?
Ask Sharon for the compsProperty details
37 facts pulled straight from the MLS listing.
Overview
Property TypeMulti-Family
Sub-TypeDuplex
Year Built1860
Days on Market90
StatusActive
MLS Number202619517
ListedJune 12, 2026
Interior
Bedrooms5
Bathrooms3 full
Living Area3,184 sq ft
Heating
BaseboardHot Water
Cooling
Window Unit(s)
Flooring
VinylCarpetCeramic TileHardwoodLaminate
Basement
Exterior EntryFullUnfinished
Interior Features
Full Unfinished Exterior Entry BasementOtherPaddle FanHigh Speed InternetTray Ceiling(s)Walk-In Closet(s)Built-in FeaturesCeramic Tile BathChair Rail
Exterior & Lot
Lot Size0.11 acres
Lot Features
LevelRoad FrontageViewsClearedCorner LotGardenWaterfront
Parking
Off StreetPavedDriveway
Exterior Features
GardenWaterfrontRiver FrontWaterRiverSkylineBridgeOff StreetPavedDriveway
Building & Construction
Architectural Style
Traditional
Construction
Vinyl Siding
Roof
ShingleAsphalt
Foundation
Brick/MortarCombinationStone
Sewer
Public Sewer
Water Source
Public
Utilities
Cable Available
Financial
List Price$290,000
Price per Sq Ft$91
Original List Price$299,900
Listing Terms
Assumable
Special Conditions
Standard
Est. Monthly P&I$1,466/mo
Location
CountySaratoga
School DistrictWaterford-Halfmoon
Listing Details
Listed ByJulie C Baker of Realty One Group Key
Data SourceSpark Platform / Global MLS
Last UpdatedAug 3, 2026
Estimated monthly payment
per mo$1,881
- Principal & Interest$1,466
- Property Tax$314
- Insurance$100
Loan Term
Tax estimated at the Saratoga County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
Get pre-approved →What's nearby
Google Maps view. Pan, zoom, click a pin to read about a business or place.
Commute Planner
Plan a multi-stop route from this address: drop-off the kid, hit the office, head home. Live traffic from Google.
- Start40 South Street, Waterford Village, NY 12188
Try a preset
Schools
The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Waterford-Halfmoon
Assigned school district
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
You might also like
Sharon represents buyers for this property. Your tour, offer, and inquiries go through her, not the listing brokerage.
Realty One Group Key · Listed by Julie C Baker (29826)
Contact: 518-491-1383
MLS #202619517 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
