Florida, NY 12010 · Montgomery County

This 1997 cape cod sits on 2.4 acres in the Town of Florida, offering three bedrooms and two full baths in move-in condition. The main house contains 1,697 square feet with an additional 695 finished in the basement, featuring an open kitchen, dining, and living area served by new ductless heat and cooling systems, a spacious primary suite, and a heated entry with laundry. The finished basement includes a recreation room and utility space. Outside, an attached two-car garage with storage, patio, deck, and above-ground pool round out the property. Located in the Amsterdam Central school district with annual taxes of $3,894.69 and no HOA.
Beautiful country cape cod home on 2.4 +/- Acres in the Town of Florida, Montgomery County offering a move in condition 3 bedroom, 2 full bath home with an attached garage that has walk up storage space, nice front porch with a new entry door placed, a huge entry & mud room that is heated with laundry, open concept living space between the Kitchen, Dining area and Living Room with New Mini-Splits to enjoy for A/C & heat. There is a massive primary bedroom suite, a full bath on both 1st floor & 2nd floor of the home. Lovely finished basement that includes a huge recreation room, the utility room and another room seller's use for a bedroom. Pellet stove in basement. Roof is about 10 +/- Years Old. Enjoy the patio area, deck and above-ground swimming pool. Annual taxes are only $3,894.69. There is about 2,392 total finished sq. ft. of living space. Main house is about 1,697 sq. ft. with about 695 finished in the basement. Pre-approved buyers or POF required to view. *Contingent on seller finding home of choice.
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The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Florida is in Montgomery County, NY. There are currently 4 active listings here, ranging from $159,900 to $559,000. Listings in this address fall under the Amsterdam school district. Priced 11% below the Florida median of $439,900.
See Sharon's Florida community guideSharon represents buyers for this property. Your tour, offer, and inquiries go through her, not the listing brokerage.
Junell Realty LLC · Listed by Junell Pasquarelli (24280)
Contact: 518-588-5141
MLS #202622581 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Every change captured by Global MLS since this listing went live.
Public assessment record for the Florida roll · Amsterdam school district · One Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $180,000 | $214,286 | +0.6% |
| 2024 | $180,000 | $213,018 | +4.7% |
| 2023 | $180,000 | $203,390 | +5.1% |
| 2022 | $180,000 | $193,548 | +7.5% |
| 2021 | $180,000 | $180,000 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Real numbers from current MLS data. Not a third-party estimate.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-08. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.