Waterford, NY 12188 · Saratoga County
Welcome to this stunning, fully renovated brick mixed-use triplex, ideally situated in the vibrant heart of Waterford. This meticulously maintained 3-family property offers both exceptional investment potential and modern comfort. Every detail has been thoughtfully upgraded, including brand-new kitchens and hard surface countertops, stylish bathrooms, 3-Crown boiler heating systems, updated plumbing, and durable LVP flooring throughout. Separate electric and gas. The first floor features a prime commercial storefront, perfect for a retail or office space, currently occupied, offering added versatility and income potential. The second and third floors each host spacious 2-bedroom residential units, making this property an ideal income-generating investment. With a monthly rent roll of $4,410, this triplex is a true ''cash cow,'' delivering a solid return on investment. Beyond the property's impressive features, you'll find a range of outdoor recreation just steps away. Scenic walking trails and Peebles Island are just a short walk away, providing beautiful natural surroundings and a perfect escape for nature enthusiasts. Whether you're a savvy investor looking for a high-performing property or someone seeking a unique live/work opportunity, this triplex offers it all. Don't miss the chance to own a piece of Waterford's thriving community—schedule your showing today!
22 facts pulled straight from the MLS listing.
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Waterford is in Saratoga County, NY. There are currently 22 active listings here, ranging from $35,000 to $1,100,000.
See Sharon's Waterford community guideWho holds this listing, and where the data comes from.
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Carr Real Estate Group, LLC · Listed by Richard Carr (20206)
Contact: 518-488-2434
MLS #202524710 · Source: Global MLS, Inc.
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Real numbers from current MLS data. Not a third-party estimate.





Activity across 2 MLS listings of this property.
Public assessment record for the Waterford roll · Waterford-Halfmoon school district · Downtown Row Type (with common wall)
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $185,000 | $268,116 | +8.7% |
| 2024 | $185,000 | $246,667 | +6.7% |
| 2023 | $185,000 | $231,250 | +5.0% |
| 2022 | $185,000 | $220,238 | +10.7% |
| 2021 | $185,000 | $198,925 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-14. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.