Gloversville, NY 12078 · Fulton County

This duplex in Gloversville offers two separate residential units within a single 2,808-square-foot structure. The downstairs unit is vacant and ready for occupancy or leasing, while the upstairs unit generates current rental income. Both units include dedicated laundry rooms and central air conditioning. Recent upgrades encompass a new roof, furnace, and hot water heaters. The property sits on a quarter-acre lot with a carport, driveway, and a yard featuring a fire pit, plus a walk-out basement for storage. Located in Gloversville, a Fulton County city at the southern Adirondacks edge with roots in the historic leather and glove-making industries, this home is in the Gloversville Central school district and carries no HOA fees.
Great opportunity for investors or owner-occupants! This renovated two-family home offers the flexibility to live in one unit while generating rental income from the other. The downstairs unit is currently vacant and ready for its new owner or tenant, while the upstairs unit is already rented. Both units feature their own laundry rooms and central air for added convenience and comfort. Major updates include a new roof, new furnace, and new hot water heaters. Outside, enjoy a spacious yard with a fire pit, plus a carport for covered parking. A walk-out basement provides additional accessibility and storage. With updated units, separate living spaces, valuable mechanical upgrades, and rental income already in place, this property is a great addition to an investment portfolio or an ideal way to offset homeownership costs.
The price signals we can read on this listing today. For a true sense of value against recent Gloversville sales, Sharon will pull the comparable closings and walk you through them.
Curious whether this home is priced right for the neighborhood?
Ask Sharon for the comps32 facts pulled straight from the MLS listing.
The price signals we can read on this listing today. For a true sense of value against recent Gloversville sales, Sharon will pull the comparable closings and walk you through them.
Curious whether this home is priced right for the neighborhood?
Ask Sharon for the compsTax estimated at the Fulton County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
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The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Gloversville is in Fulton County, NY. There are currently 101 active listings here, ranging from $10,000 to $1,399,999. Listings in this address fall under the Gloversville school district. Priced 11% above the Gloversville median of $185,000.
See Sharon's Gloversville community guideWho holds this listing, and where the data comes from.
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Howard Hanna Capital Inc · Listed by Katrina F Ruberti (20720)
Contact: 518-423-2502
MLS #202626196 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Real numbers from current MLS data. Not a third-party estimate.





Activity across 2 MLS listings of this property.
Public assessment record for the Gloversville roll · Gloversville school district · Two Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $42,100 | $65,403 | +7.9% |
| 2024 | $42,100 | $60,628 | +9.9% |
| 2023 | $42,100 | $55,148 | +16.6% |
| 2022 | $42,100 | $47,303 | +12.4% |
| 2021 | $42,100 | $42,100 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-16. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.