Westerlo, NY 12023 · Albany County

This 1.59-acre waterfront parcel in Westerlo offers direct access to Onderdonk Lake. The property includes a well and has received Albany County Department of Health approval for septic installation to support a three-bedroom residence. Located in the Berne Knox school district with no homeowners association, the lot provides an opportunity to build on lakefront land in a community with year-round outdoor recreation options.
Build your dream home on this prime lot overlooking beautiful Onderdonk Lake in Berne. There is a well on the property and Albany County DOH has approved a septic installation for a 3 bedroom home. Enjoy outdoor living year round in this beautiful community.
18 facts pulled straight from the MLS listing.
Tax estimated at the Albany County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
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The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Westerlo is in Albany County, NY. There are currently 14 active listings here, ranging from $239,500 to $1,100,000. Listings in this address fall under the Berne Knox school district. Priced 43% below the Westerlo median of $435,000.
See Sharon's Westerlo community guideWho holds this listing, and where the data comes from.
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Coldwell Banker Prime Properties · Listed by Kirsten Blanchard (3513)
Contact: 518-701-9836
MLS #202626467 · Source: Global MLS, Inc.
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Real numbers from current MLS data. Not a third-party estimate.
Activity across 2 MLS listings of this property.
Public assessment record for the Westerlo roll · Berne-Knox-Westerlo school district · One Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $350 | $60,345 | +6.8% |
| 2024 | $350 | $56,500 | +3.3% |
| 2023 | $350 | $54,700 | +17.2% |
| 2022 | $350 | $46,667 | +8.0% |
| 2021 | $350 | $43,210 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-18. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.