Watervliet, NY 12189 · Albany County

Built in 1900, this four-bedroom, two-bath home features a full basement and solid brick construction. Recent work includes updated windows and drywall, though the property would benefit from additional finishing touches. Located in Watervliet, the historic Arsenal City along the Hudson River north of Albany, this home sits on a compact lot in the Watervliet school district with no HOA. At 1,408 square feet on affordable ground, it offers an accessible entry point in Albany County with proximity to riverfront access and local amenities.
It looks like some rehab work has been done with taped sheet rock and some newer replacement windows. It needs a bit more TLC. It's a solid brick structure.
The price signals we can read on this listing today. For a true sense of value against recent Watervliet sales, Sharon will pull the comparable closings and walk you through them.
Curious whether this home is priced right for the neighborhood?
Ask Sharon for the comps30 facts pulled straight from the MLS listing.
The price signals we can read on this listing today. For a true sense of value against recent Watervliet sales, Sharon will pull the comparable closings and walk you through them.
Curious whether this home is priced right for the neighborhood?
Ask Sharon for the compsTax estimated at the Albany County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
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The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Watervliet is in Albany County, NY. There are currently 23 active listings here, ranging from $130,000 to $829,000. Listings in this address fall under the Watervliet school district. Priced 46% below the Watervliet median of $239,900.
See Sharon's Watervliet community guideSharon represents buyers for this property. Your tour, offer, and inquiries go through her, not the listing brokerage.
Gersch Real Estate Group LLC · Listed by Patrick Campbell (6799)
Contact: 518-859-9656
MLS #202622930 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Real numbers from current MLS data. Not a third-party estimate.





Every change captured by Global MLS since this listing went live.
Public assessment record for the Watervliet roll · Watervliet school district · One Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $107,200 | $182,251 | +11.0% |
| 2024 | $107,200 | $164,191 | +6.4% |
| 2023 | $107,200 | $154,245 | +15.1% |
| 2022 | $107,200 | $134,000 | +8.8% |
| 2021 | $107,200 | $123,218 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
FEMA Zone AE: high flood risk
Inside the 1% annual-chance floodplain (Special Flood Hazard Area). Lenders generally require flood insurance on a mortgaged home here; ask for the elevation certificate.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-13. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.