Caroga Lake, NY 12032 · Fulton County

This 2024 custom home on 220 acres near Caroga Lake in Fulton County offers mountain views and extensive privacy. The 2,500-square-foot residence features a great room with gas fireplace and glass walls opening to a deck, a kitchen with island, three bedrooms, two baths, and a finished walkout basement. The property includes a heated two-car garage, groomed trails for recreation, and additional storage structures. Located in the Gloversville Central school district with no HOA, this secluded estate provides both primary residence potential and seasonal retreat possibilities.
High above it all, where breathtaking mountain views stretch for miles and privacy is measured in acres, this extraordinary custom-built retreat offers a lifestyle unlike anything else on the market. Built in 2014 and majestically perched on more than 220 acres, the home was designed to embrace its spectacular setting. Step inside to a dramatic great room anchored by a gas fireplace and walls of glass, with oversized sliding doors opening to an expansive deck seemingly suspended above the landscape--the ultimate setting for entertaining, relaxing, and taking in unforgettable sunsets. A dedicated dining area flows into the gourmet chef's kitchen featuring stainless steel appliances and generous space for gathering. The main level also offers two bedrooms, a full bath, and convenient first-floor laundry. Upstairs, a private loft creates an intimate sitting area and leads to the primary suite with its own full bath and sweeping views. The walkout lower level adds even more versatility with a game room, abundant storage, and utility space. A two-car garage, whole-house generator, and a roofed and sided 40-foot storage container provide plenty of room for vehicles, equipment, and recreational toys. Beyond the home lies your own private outdoor playground, with miles of groomed ATV, hiking, and snowmobile trails winding throughout the property. Whether envisioned as a luxurious four-season retreat, recreational estate, or secluded full-time residence, this is a property designed for those who want something truly exceptional. Peace, privacy, adventure, and commanding mountain views come together in one remarkable estate--there simply isn't another property in the area that compares to the setting, acreage, amenities, and experience this one delivers.
The price signals we can read on this listing today. For a true sense of value against recent Caroga Lake sales, Sharon will pull the comparable closings and walk you through them.
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The price signals we can read on this listing today. For a true sense of value against recent Caroga Lake sales, Sharon will pull the comparable closings and walk you through them.
Curious whether this home is priced right for the neighborhood?
Ask Sharon for the compsTax estimated at the Fulton County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
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The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Caroga Lake is in Fulton County, NY. There are currently 4 active listings here, ranging from $244,900 to $995,000. Listings in this address fall under the Gloversville school district. Priced 159% above the Caroga Lake median of $384,500.
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Chad Majewski Real Estate · Listed by Chad J Majewski (32499)
Contact: 518-774-0437
MLS #202626213 · Source: Global MLS, Inc.
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Real numbers from current MLS data. Not a third-party estimate.
Every change captured by Global MLS since this listing went live.
Public assessment record for the Caroga roll · Gloversville school district · Residential Land Including a Small Improvement
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $24,800 | $74,207 | +22.4% |
| 2024 | $24,800 | $60,636 | +12.0% |
| 2023 | $24,800 | $54,148 | +13.5% |
| 2022 | $24,800 | $47,692 | +11.5% |
| 2021 | $24,800 | $42,759 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-16. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.