Gloversville, NY 12078 · Fulton County

This four-family property in Gloversville was built in 1930 and measures 3,126 square feet on a 0.31-acre lot, within the Gloversville school district. The listing states the building is currently undergoing renovations and has been substantially gutted, providing a clean slate for improvements. The owner is described as open to offers at varying price points and willing to complete agreed-upon work before closing. A two-car garage and off-street parking are noted. Listed at $100,000 with no HOA.
Investment opportunity with built-in flexibility! This four-family property at 21 North Street offers significant upside potential and is currently undergoing renovations. The building has been substantially gutted, providing a clean slate for improvements and allowing buyers to tailor the project to their investment goals. The owner is actively completing renovations and is willing to consider offers at varying price points, with the option to complete agreed-upon work prior to closing based on contract terms. Whether you're looking to expand your rental portfolio, create value through improvements, or secure a multi-unit property with customization options, this property presents a unique opportunity in the heart of Gloversville. Conveniently located near local amenities, shopping, dining, and major routes, this is a project with strong potential for future income and appreciation.
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Tax estimated at the Fulton County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
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The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Gloversville is in Fulton County, NY. There are currently 106 active listings here, ranging from $10,000 to $1,399,999. Listings in this address fall under the Gloversville school district. Priced 44% below the Gloversville median of $179,000.
See Sharon's Gloversville community guideSharon represents buyers for this property. Your tour, offer, and inquiries go through her, not the listing brokerage.
Next Chapter Real Estate Advisors LLC · Listed by Sydney Palmatier (33624)
Contact: 518-224-8414
MLS #202619254 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Real numbers from current MLS data. Not a third-party estimate.
Activity across 2 MLS listings of this property.
Public assessment record for the Gloversville roll · Gloversville school district · Apartments
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $27,900 | $43,343 | +7.9% |
| 2024 | $27,900 | $40,179 | +9.9% |
| 2023 | $27,900 | $36,547 | +16.6% |
| 2022 | $27,900 | $31,348 | +12.4% |
| 2021 | $27,900 | $27,900 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-09. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.