Sold · listed at $399,900
Ballston Spa, NY 12020 · Saratoga County

This side-by-side duplex in Ballston Spa was built in 1990 on 0.94 acres and offers 2,420 square feet with a total of five bedrooms and three baths. Each unit has been remodeled with updated kitchens, baths, and modern finishes, and one features a living-room fireplace. Ductless systems handle heating and cooling, and an attached two-car garage adds parking. Qualified buyers may have access to an assumable mortgage at 3.75 percent. Listed at $399,900 in the Ballston Spa school district with no HOA.
Phenomenal opportunity to own a stunningly remodeled side-by-side duplex in the highly desirable Ballston Spa area! Exceptionally designed with modern finishes, thoughtful updates, and stylish interiors throughout, this turnkey property offers the perfect blend of comfort, functionality, and investment potential. Each unit features spacious living areas, tasteful kitchens and baths, and contemporary touches that appeal to both owner-occupants and tenants alike.Ideally situated in a peaceful residential setting, yet just minutes from downtown Ballston Spa, Saratoga Springs, shopping, dining, schools, parks, and major commuting routes, this location provides convenience and strong rental demand. Whether you're looking to expand your investment portfolio, offset your mortgage with rental income, or enjoy multigenerational living, this property offers incredible flexibility. As an added bonus, qualified buyers may have the opportunity to take over an assumable mortgage at an attractive 3.75% interest rate, creating significant long-term savings and a rare financing advantage in today's market. Don't miss this exceptional opportunity to own a beautifully updated income-producing property in one of Saratoga County's most sought-after locations.
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Ballston Spa is in Saratoga County, NY. There are currently 20 active listings here, ranging from $175,000 to $3,998,000. Listings in this address fall under the Ballston Spa school district.
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Clancy Real Estate · Listed by Stephanie Kilmartin (32356)
Contact: 518-588-4217
MLS #202619486 · Source: Global MLS, Inc.
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Real numbers from current MLS data. Not a third-party estimate.





Every change captured by Global MLS since this listing went live.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-13. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.