Waterford, NY 12188 · Saratoga County

This 1968 raised ranch in Waterford offers five bedrooms and two bathrooms across approximately 2,200 total square feet on a 0.41-acre lot. Recent updates include a new roof, refinished hardwood floors, new vinyl plank flooring, updated kitchen with quartz counters and stainless steel appliances, and tiled bathrooms. The home features a finished basement with a family room and laundry area, a ductless heating system for year-round comfort, a fireplace, and a back deck. Located in the Shenendehowa Central school district, the property sits centrally positioned near the shops, restaurants, and retail options of Clifton Park and Halfmoon.
Welcome to 186 Middletown Road located in the award winning Shenendehowa School District! This newly updated raised ranch sits on just under a .5 acre lot and boasts over 2200 total sq feet! This home offers a new roof, updated kitchen with quartz counters and SS appliances, refinished hardwood floors, new LVP plank flooring, tiled bathrooms and much more! This home offers 5 bedrooms and 2 full bathrooms, a family room and laundry room downstairs as well as kitchen and living / dining area upstairs. Enjoy the back deck and back yard for hosting friends and family all year round. A ductless mini split has also been installed to keep cozy all year round. Centrally located and close to all shops, restaurants and malls that Clifton Park and Halfmoon have to offer! The only thing left to do is move in, book your showing today!
The price signals we can read on this listing today. For a true sense of value against recent Waterford sales, Sharon will pull the comparable closings and walk you through them.
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The price signals we can read on this listing today. For a true sense of value against recent Waterford sales, Sharon will pull the comparable closings and walk you through them.
Curious whether this home is priced right for the neighborhood?
Ask Sharon for the compsTax estimated at the Saratoga County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
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The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Waterford is in Saratoga County, NY. There are currently 21 active listings here, ranging from $35,000 to $1,100,000. Listings in this address fall under the Shenendehowa school district. Priced 33% above the Waterford median of $299,900.
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Empire Real Estate Firm LLC · Listed by Edward Whitty (38302)
Contact: 518-281-9784
MLS #202626431 · Source: Global MLS, Inc.
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Real numbers from current MLS data. Not a third-party estimate.





Activity across 3 MLS listings of this property.
Public assessment record for the Waterford roll · Shenendehowa school district · One Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $230,000 | $333,333 | +8.7% |
| 2024 | $230,000 | $306,667 | +6.7% |
| 2023 | $230,000 | $287,500 | +5.0% |
| 2022 | $230,000 | $273,810 | +10.7% |
| 2021 | $230,000 | $247,312 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-18. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.