Watervliet, NY 12189 · Albany County

This 1859-built duplex in Watervliet sits on a quarter-acre lot in the heart of Arsenal City, offering two fully renovated units with 2 bedrooms, 1 bathroom, and a bonus flex room in each. Recent updates include remodeled kitchens and bathrooms, new appliances, new hot water boilers and tanks, and newer decks. The property has unfinished basement space and room at the rear of the lot for off-street parking or landscaping. Located in the Watervliet Central school district, this riverfront city north of Albany combines walkable residential streets with proximity to the Hudson River and represents one of the most affordable housing options in Albany County.
Welcome to this renovated two-family property tucked on a quiet street, offering an opportunity for an owner-occupant, investor, or multi-generational living arrangement. Situated on a spacious double lot, this property has been completely renovated from top to bottom. Both units feature 2 bedrooms and 1 full bathroom, along with a bonus room that can easily be used as an additional sleeping area, home office, den, playroom, or flex space to fit your needs. Each unit has been thoughtfully updated with completely remodeled kitchens and bathrooms, brand-new appliances, and fresh, modern finishes throughout. Major mechanical updates include both units have new hot water boilers and new hot water tanks, providing peace of mind for the next owner. The property also features newer decks, creating a great space to enjoy the outdoors or entertain. The backside of the lot provides an opportunity to create off-street parking, along with space for landscaping, outdoor enjoyment, or additional improvements. With extensive renovations already completed, updated mechanicals, desirable outdoor space, and flexible room layouts in both units, this property is ready for its next chapter. Whether you're looking to generate rental income, live in one unit while renting the other, or expand your real estate portfolio, this move-in-ready two-family offers plenty of potential.
The price signals we can read on this listing today. For a true sense of value against recent Watervliet sales, Sharon will pull the comparable closings and walk you through them.
Curious whether this home is priced right for the neighborhood?
Ask Sharon for the comps26 facts pulled straight from the MLS listing.
Tax estimated at the Albany County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
Get pre-approved →Google Maps view. Pan, zoom, click a pin to read about a business or place.
Plan a multi-stop route from this address: drop-off the kid, hit the office, head home. Live traffic from Google.
Try a preset
The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Watervliet is in Albany County, NY. There are currently 21 active listings here, ranging from $130,000 to $829,000. Listings in this address fall under the Watervliet school district. Priced 37% above the Watervliet median of $239,900.
See Sharon's Watervliet community guideSharon represents buyers for this property. Your tour, offer, and inquiries go through her, not the listing brokerage.
KW Platform · Listed by Jessica Baxter (33434)
Contact: 518-925-3575
MLS #202625935 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Real numbers from current MLS data. Not a third-party estimate.





Activity across 2 MLS listings of this property.
Public assessment record for the Watervliet roll · Watervliet school district · Two Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $138,400 | $235,294 | +11.0% |
| 2024 | $138,400 | $211,977 | +6.4% |
| 2023 | $138,400 | $199,137 | +15.1% |
| 2022 | $138,400 | $173,000 | +8.8% |
| 2021 | $138,400 | $159,080 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-11. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.