Lake Luzerne, NY 12846 · Warren County

This two-bedroom, two-bath ranch on Lake Luzerne offers year-round residence or seasonal retreat potential with deeded water access to the lake. The 980-square-foot home features first-floor laundry, a finished basement with additional space and rough-in potential, and a wood-burning stove. Multiple parking options including a circular driveway and side parking accommodate entertaining, while a deck and walkout basement provide outdoor living space. Located in the Hadley-Luzerne school district with no HOA, this waterfront property on 0.22 acres is priced at $264,000.
Nestled in a peaceful setting with deeded lake right to Lake Luzerne, make lasting memories in this year round vacation getaway retreat or have it be your full time residence. Enjoy the convenience of one level living in this ranch with 1st floor laundry and 2 full bathrooms. The circular driveway plus bonus side driveway parking make this the ultimate entertaining spot. There is also a deck, finished basement with even more space and bedroom and another bathroom potential as well as a walkout right to the backyard! Take a brief stroll to the lake and enjoy this serene escape.
The price signals we can read on this listing today. For a true sense of value against recent Lake Luzerne sales, Sharon will pull the comparable closings and walk you through them.
Curious whether this home is priced right for the neighborhood?
Ask Sharon for the comps37 facts pulled straight from the MLS listing.
Tax estimated at the Warren County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
Get pre-approved →Google Maps view. Pan, zoom, click a pin to read about a business or place.
Plan a multi-stop route from this address: drop-off the kid, hit the office, head home. Live traffic from Google.
Try a preset
The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Lake Luzerne is in Warren County, NY. There are currently 37 active listings here, ranging from $49,000 to $1,585,000. Listings in this address fall under the Hadley Luzerne school district. Priced 16% below the Lake Luzerne median of $315,000.
See Sharon's Lake Luzerne community guideSharon represents buyers for this property. Your tour, offer, and inquiries go through her, not the listing brokerage.
Luxe Key Realty · Listed by Lynn Milone-Baker (war.miloly)
Contact: 518-423-1541
MLS #202622607 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Real numbers from current MLS data. Not a third-party estimate.





Every change captured by Global MLS since this listing went live.
Public assessment record for the Lake Luzerne roll · Hadley-Luzerne school district · One Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $147,000 | $249,200 | +10.2% |
| 2024 | $147,000 | $226,200 | +13.9% |
| 2023 | $147,000 | $198,600 | +16.2% |
| 2022 | $147,000 | $170,950 | +10.5% |
| 2021 | $147,000 | $154,700 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-09. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.