Schenectady, NY 12305 · Schenectady County

This 1912 multi-family property in Schenectady's historic Stockade District contains five rental units: four studios and one one-bedroom apartment. The owner covers heat and hot water while tenants pay their own electric and cooking gas, creating a streamlined expense model. Located minutes from downtown Schenectady, Rivers Casino, Mohawk Harbor, and dining options, the property sits outside the flood zone and draws rental interest from the neighborhood's strong tenant base. In the Schenectady Central school district.
Located in Schenectady's historic Stockade District, 145 Front Street is a well-positioned 5-unit investment property featuring four studio apartments and one 1-bedroom unit. This income-producing asset offers an attractive expense structure, with owning paying the heat & hot water and tenants responsible for their own electric & cooking gas. Situated outside of a flood zone, the property provides added peace of mind and potential insurance savings. Just minutes from downtown Schenectady, Rivers Casino, Mohawk Harbor, restaurants, and major employers, this property benefits from strong rental demand in one of the Capital Region's most unique and desirable neighborhoods. A great addition to any investment portfolio.
The price signals we can read on this listing today. For a true sense of value against recent Schenectady sales, Sharon will pull the comparable closings and walk you through them.
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The price signals we can read on this listing today. For a true sense of value against recent Schenectady sales, Sharon will pull the comparable closings and walk you through them.
Curious whether this home is priced right for the neighborhood?
Ask Sharon for the compsTax estimated at the Schenectady County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
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The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Schenectady is in Schenectady County, NY. There are currently 211 active listings here, ranging from $19,000 to $156,200,000. Listings in this address fall under the Schenectady school district. Priced 96% above the Schenectady median of $280,000.
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Lincoln House Realty · Listed by John Alund (24528)
Contact: 518-469-6238
MLS #202620071 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Real numbers from current MLS data. Not a third-party estimate.





Activity across 3 MLS listings of this property.
Public assessment record for the Schenectady roll · Schenectady school district · Apartments
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $108,000 | $178,838 | +13.3% |
| 2024 | $108,000 | $157,779 | +15.4% |
| 2023 | $108,000 | $136,709 | +3.8% |
| 2022 | $108,000 | $131,707 | +10.6% |
| 2021 | $108,000 | $119,074 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-13. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.