Sharon FronkRealtor® · Howard Hanna
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New Listing
$79,900
1439 Charlotte Valley Road
Summit, NY 12175 · Schoharie County
2Beds
1Baths
630Sq Ft
0.33 acresLot Size
1943Year Built
$127Per Sq Ft
Est. P&I $404/moGet pre-qualified
Single Family 1 day on market
MLS# 202624883 Updated 19h ago
Sharon’s Take
This 1943 cottage on 0.33 acres in Summit offers a two-bedroom, one-bath starter property in the Cobleskill-Richmondville school district. The home sits near State Land and includes a recently replaced concrete block foundation, functional electrical and plumbing systems, and forced-air oil heating. Located in the mountains with access to outdoor recreation, the property is being offered with seller financing options available, and the owner invites buyers to assess its potential and plan improvements.
Sharon Fronk · Howard Hanna Capital Region
About this property
Escape to the Mountains: DIY Cottage with Seller Financing! Looking for an affordable entry into the Upstate New York market? This handyman diamond-in-the-rough is calling your name. Just needs cosmetic repairs. Situated on a manageable 0.33-acre lot, the property boasts stunning mountain views, a bubbling brook you can hear in the back, and proximity to State Land, providing the perfect backdrop for a future deck or expanded windows. Whether you want to restore the existing structure or reimagine the space entirely, this is your blank canvas. The foundation has been completely replaced with a concrete block foundation and a Bilco door. Electric has circuit breakers; heating and plumbing are good. No bank needed. The owner is offering flexible seller financing with 1/3 down payment. However, she will accept your check for payment in full. Bring your contractor, your toolkit, and your imagination to Summit, NY! Sold as-is.
Is it priced right?
The price signals we can read on this listing today. For a true sense of value against recent Summit sales, Sharon will pull the comparable closings and walk you through them.
Price per sq ft
$127
Days on market
1
Fresh listing
Year built
1943
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22 facts pulled straight from the MLS listing.
Overview
Property TypeSingle Family
Sub-TypeSingle Family Residence
Year Built1943
Days on Market1
StatusActive
MLS Number202624883
ListedAugust 27, 2026
Interior
Bedrooms2
Bathrooms1 full
Living Area630 sq ft
Interior Features
Exterior Entry BasementForced AirOilBilco Doors
Exterior & Lot
Lot Size0.33 acres
Exterior Features
Driveway
Building & Construction
Construction
Drywall
Financial
List Price$79,900
Price per Sq Ft$127
Est. Monthly P&I$404/mo
Location
CountySchoharie
School DistrictCobleskill-Richmondville
Listing Details
Listed ByGary A Morgan of Charlotteville Realty LLC
Data SourceSpark Platform / Global MLS
Last UpdatedAug 28, 2026
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- Start1439 Charlotte Valley Road, Summit, NY 12175
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Schools
The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Cobleskill-Richmondville
Assigned school district
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
About Summit, NY
Summit is in Schoharie County, NY. There are currently 13 active listings here, ranging from $35,000 to $750,000. Listings in this address fall under the Cobleskill-Richmondville school district. Priced 81% below the Summit median of $414,900.
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Sharon represents buyers for this property. Your tour, offer, and inquiries go through her, not the listing brokerage.
Charlotteville Realty LLC · Listed by Gary A Morgan (32911)
Contact: 518-258-7292
MLS #202624883 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.