Sold · listed at $109,900
Watervliet, NY 12189 · Albany County
Charming 2-story home built in 1894, offering 1,028 sq ft of character and potential. This 3-bedroom, 1-bath property features a full unfinished basement, perfect for storage or future expansion. Situated on a low-maintenance 0.03-acre lot and supported by public utilities, this home provides an affordable ownership opportunity or investment option. Located within the Watervliet City School District and close to local conveniences, this property is ready for your personal touches and vision. Don't miss the chance to bring new life to this historic home! This property has been placed in an upcoming online event. All bids should be submitted on Xome.' OCCUPIED, SOLD-AS IS / WHERE IS with NO ACCESS TO PROPERTY, DO NOT DISTURB OCCUPANTS. It is a criminal offense to trespass on this property. Buyer agrees to take the property AS-IS including indemnifying the seller related to any occupancy related title exceptions.
19 facts pulled straight from the MLS listing.
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Watervliet is in Albany County, NY. There are currently 23 active listings here, ranging from $130,000 to $829,000.
See Sharon's Watervliet community guideSharon represents buyers for this property. Your tour, offer, and inquiries go through her, not the listing brokerage.
Trevett Group LLC · Listed by Thomas R Trevett (6068)
Contact: 518-885-3941
MLS #202528596 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Real numbers from current MLS data. Not a third-party estimate.





Activity across 2 MLS listings of this property.
Public assessment record for the Watervliet roll · Watervliet school district · One Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $90,800 | $154,369 | +11.0% |
| 2024 | $90,800 | $139,072 | +6.4% |
| 2023 | $90,800 | $130,647 | +15.1% |
| 2022 | $90,800 | $113,500 | +8.7% |
| 2021 | $90,800 | $104,368 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
FEMA Zone AE: high flood risk
Inside the 1% annual-chance floodplain (Special Flood Hazard Area). Lenders generally require flood insurance on a mortgaged home here; ask for the elevation certificate.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-11. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.