Schenectady, NY 12309 · Schenectady County

This 1910 cottage offers two bedrooms and one bath across 936 square feet on a quiet dead-end street in Schenectady. The open floor plan combines living and dining areas, anchored by an eat-in kitchen with appliances. The home includes a full basement, replacement windows, fresh paint, an insulated rear porch, and a two-year-old furnace. Schenectady's revitalized downtown, Union College, and cultural venues like Proctors anchor a community known for historic neighborhoods and strong local character.
Living room/dining room combo. All on 1 floor. 2 large bedrooms, applianced oak kitchen, full basement. Fresh paint, replacement windows, huge insulated rear porch, walk-up attic for future expansion. Modern bath, 6-panel doors, open flr plan. Quiet dead end street, private yard,. 2 yr old GFA furnace, easy to show
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The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Schenectady is in Schenectady County, NY. There are currently 203 active listings here, ranging from $19,000 to $156,200,000. Listings in this address fall under the Schenectady school district. Priced 29% below the Schenectady median of $279,900.
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Howard Hanna Capital Inc · Listed by George T Tomaselli (971)
Contact: 518-356-2779
MLS #202625907 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Real numbers from current MLS data. Not a third-party estimate.





Every change captured by Global MLS since this listing went live.
Public assessment record for the Schenectady roll · Schenectady school district · One Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $83,800 | $138,765 | +13.3% |
| 2024 | $83,800 | $122,425 | +15.4% |
| 2023 | $83,800 | $106,076 | +3.8% |
| 2022 | $83,800 | $102,195 | +10.6% |
| 2021 | $83,800 | $92,393 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-11. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.