Saratoga Springs, NY 12866 · Saratoga County

This downtown Saratoga Springs duplex sits on a corner lot within walking distance of the historic Race Track and SPAC, with Broadway shopping and dining steps away. Each three-bedroom, two-bath unit spans three levels and includes separate utilities, a two-car garage, and basement storage. One unit has been fully renovated with new roof, hardwood floors, and updated appliances; the other offers potential for additional investment. Built in 1998 on 0.28 acres, the property features central air, forced-air heat, and natural gas, with no HOA fees. Saratoga Springs is renowned for horse racing, mineral springs, and year-round cultural events, blending small-town charm with sophisticated urban amenities.
Amazing opportunity to own a rare corner-lot duplex in the heart of downtown Saratoga Springs, steps from premier shopping and dining. Each spacious unit features three levels of open-concept living, offering 3 bedrooms and 2 full bathrooms complete with dedicated laundry areas and soaking tubs.One unit has been completely gutted and masterfully renovated, featuring a brand-new roof with transferrable warranty, pristine hardwood floors, and modern appliances. Enjoy exceptional outdoor living with a large deck and private backyard on a large corner lot. This property boasts separate utilities, central air, private garages, and abundant basement storage. Unbeatable location within walking distance to the historic Saratoga Race Track and SPAC. Perfect for an owner-occupant or a high-yield track rental! Package Deal Opportunity: Can be purchased together with duplex at 103-105 East Avenue for a true portfolio expansion. Contact the listing agent today for exclusive details.
The price signals we can read on this listing today. For a true sense of value against recent Saratoga Springs sales, Sharon will pull the comparable closings and walk you through them.
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The price signals we can read on this listing today. For a true sense of value against recent Saratoga Springs sales, Sharon will pull the comparable closings and walk you through them.
Curious whether this home is priced right for the neighborhood?
Ask Sharon for the compsTax estimated at the Saratoga County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
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Saratoga Springs is in Saratoga County, NY. There are currently 194 active listings here, ranging from $14,000 to $6,700,000. Listings in this address fall under the Saratoga Springs school district. Priced 7% below the Saratoga Springs median of $967,500.
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KW Platform · Listed by Monique Boulet (29606)
Contact: 518-312-6309
MLS #202619635 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Real numbers from current MLS data. Not a third-party estimate.





Every change captured by Global MLS since this listing went live.
Public assessment record for the Saratoga Springs, Inside roll · Saratoga Springs school district · Two Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $360,300 | $889,600 | +17.3% |
| 2024 | $360,300 | $758,500 | +11.0% |
| 2023 | $355,300 | $683,269 | +5.8% |
| 2022 | $355,300 | $646,000 | +10.9% |
| 2021 | $355,300 | $582,459 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-12. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.