Malta, NY 12020 · Saratoga County

This six-bedroom, four-bath home on Saratoga Lake offers 4,634 square feet of living space on a quarter-acre lot with 100 feet of deeded waterfront and a private dock. Built in 1999, the home features an eat-in kitchen, solid surface counters, multiple walk-in closets, ceramic tile baths, a basement, and central air throughout. Located in Malta's rapidly expanding economy anchored by GlobalFoundries and Luther Forest Tech Park, the property sits minutes from Saratoga Springs dining, shopping, and entertainment, with direct access to year-round lake recreation including boating and fishing. The attached two-car garage and no HOA round out this lakefront offering in the Ballston Spa school district.
Location Location Location!!! Exceptional Saratoga Lake waterfront home situated along a private road in one of the lake's most desirable locations. Offering approximately 4,634 square feet, this spacious property features six bedrooms, four full bathrooms, and 100 feet of deeded lake frontage with a private dock. Enjoy beautiful water views and direct access to boating, swimming, fishing, and year-round recreation. Generous living and entertaining spaces provide plenty of room for family and guests. Conveniently located just minutes from Saratoga Springs, dining, shopping, entertainment, and the Saratoga Race Course. A rare opportunity to experience the very best of Saratoga Lake living!
The price signals we can read on this listing today. For a true sense of value against recent Malta sales, Sharon will pull the comparable closings and walk you through them.
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The price signals we can read on this listing today. For a true sense of value against recent Malta sales, Sharon will pull the comparable closings and walk you through them.
Curious whether this home is priced right for the neighborhood?
Ask Sharon for the compsTax estimated at the Saratoga County rate. Insurance and PMI are estimates. Sharon can connect you with a lender for real numbers.
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The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Malta is in Saratoga County, NY. There are currently 42 active listings here, ranging from $65,000 to $2,999,000. Listings in this address fall under the Ballston Spa school district. Priced 376% above the Malta median of $629,900.
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Miranda Real Estate Group Inc · Listed by Darlene Zeh (9430)
Contact: 518-527-4026
MLS #202626067 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Real numbers from current MLS data. Not a third-party estimate.
Every change captured by Global MLS since this listing went live.
Public assessment record for the Malta roll · Ballston Spa school district · One Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $2,072,000 | $2,072,000 | +15.0% |
| 2024 | $1,802,000 | $1,802,000 | +10.0% |
| 2023 | $1,638,000 | $1,638,000 | +17.0% |
| 2022 | $1,400,000 | $1,400,000 | |
| 2021 | $1,400,000 | $1,400,000 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-14. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.