Malta, NY 12866 · Saratoga County

This year-round home in Malta, Saratoga County, has 4 bedrooms and 1 bath across 1,540 square feet on an 80-by-70-foot lot, listed at $650,000 in the Ballston Spa school district with a $20 annual HOA. It carries Saratoga Lake dock rights via the 6th Street right-of-way, with shared waterfront access across the road. The remarks note the location sits about 20 minutes from downtown Saratoga Springs, shopping, dining, and the Saratoga Race Course.
Impeccably maintained year-around home with Saratoga Lake dock rights via 6th Street right-of-way. Nestled just steps from beautiful Saratoga Lake, this offering presents an incredible opportunity for anyone dreaming of lake life. Enjoy lake access & dock rights that grant you access to all that Saratoga Lake offers. Lot size is 80'x70'. Opportunities like this are extremely rare in this coveted location, just 20 minutes from downtown Saratoga Springs, shopping, dining, Global Foundries and the Saratoga Race Course. See property fact sheet for additional details.
The price signals we can read on this listing today. For a true sense of value against recent Malta sales, Sharon will pull the comparable closings and walk you through them.
Curious whether this home is priced right for the neighborhood?
Ask Sharon for the comps33 facts pulled straight from the MLS listing.
Google Maps view. Pan, zoom, click a pin to read about a business or place.
Plan a multi-stop route from this address: drop-off the kid, hit the office, head home. Live traffic from Google.
Try a preset
The district this address is assigned to. Ratings and reviews are hosted on GreatSchools.
Assigned districts can change and are not guaranteed. Confirm enrollment boundaries with the district directly before relying on them.
Malta is in Saratoga County, NY. There are currently 37 active listings here, ranging from $65,000 to $2,188,600. Listings in this address fall under the Ballston Spa school district. Priced near the area median of $629,900.
See Sharon's Malta community guideSharon represents buyers for this property. Your tour, offer, and inquiries go through her, not the listing brokerage.
BlueBird Commercial Real Estate LLC · Listed by Brian T Sipperly (31104)
Contact: 518-545-8737
MLS #202619078 · Source: Global MLS, Inc.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Sharon Fronk Real Estate is committed to compliance with the Fair Housing Act and provides equal opportunity in housing.
Every change captured by Global MLS since this listing went live.
Public assessment record for the Malta roll · Ballston Spa school district · One Family Year-Round Residence
| Year | Assessed value | Full market value | Change |
|---|---|---|---|
| 2025 | $409,000 | $409,000 | |
| 2024 | $409,000 | $409,000 | +14.9% |
| 2023 | $356,000 | $356,000 | +27.1% |
| 2022 | $280,000 | $280,000 | |
| 2021 | $280,000 | $280,000 |
Assessed and full market values come from the local assessor and lag the market; the tax bill is the assessed value times the town, county and school rates, which the seller’s disclosure will show. STAR and other exemptions are not reflected here.
Real numbers from current MLS data. Not a third-party estimate.





Outside FEMA-mapped flood hazard areas
This point is not inside any Special Flood Hazard Area or moderate-risk zone on the current FEMA flood map. Flood insurance is optional here and usually inexpensive.
See the official FEMA flood map for this pointSource: FEMA National Flood Hazard Layer, checked 2026-09-08. Zones are drawn by FEMA and can change; an elevation certificate governs insurance.